Learn to Leave a Legacy

Not a Burden

SCHEDULE CONSULT

Your Personal

MEDICARE EXPERT

Welcome! Our mission is to help you understand your Medicare options.

We provide lifelong education, enrollment, and support to ensure a smooth transition from work to retirement.

Your Personal

MEDICARE EXPERT

Welcome! Our mission is to help you understand your Medicare options.

We provide lifelong education, enrollment, and support to ensure a smooth transition from work to retirement.

MEDICARE

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Medicare Advantage Plans

✓ Covers Medicare Part A and B services

✓ Often includes vision, dental, and hearing benefits

✓ May offer prescription drug coverage


Medicare Supplement Plans (Medigap)

✓ Covers out-of-pocket costs not included in Original Medicare

✓ Provides more predictable healthcare expenses

✓ Flexible provider choice


Prescription Drug Plans (Part D)

✓ Covers prescription medication costs

✓ Available for those with Medicare Part A and/or B

✓ Various plans to fit different needs and budgets

LONG TERM CARE

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Individual Long Term Care Plans

✓ Personalized coverage for individual needs

✓ Tailored support for long-term healthcare expenses


Joint Long Term Care Plans (Husband and Wife)

✓ Shared coverage options for couples

✓ Cost-effective plans designed to meet the needs of both partners

LIFE INSURANCE

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Whole Life Insurance

✓ Lifetime coverage with cash value

✓ Fixed premiums 


Term Life Insurance

✓ Coverage for a set period

✓ Affordable premiums


Indexed Universal Life Insurance (IUL)

✓ Flexible premiums and benefits

✓ Growth linked to stock market index


Individual and Family Life Insurance Plans

✓ Custom coverage for individuals and families

✓ Ensures financial security for loved ones
EXPLORE OPTIONS
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MEDICARE

Medicare Advantage Plans

✓ Covers Medicare Part A and B services

✓ Often includes vision, dental, and hearing benefits

✓ May offer prescription drug coverage


Medicare Supplement Plans (Medigap)

✓ Covers out-of-pocket costs not included in Original Medicare

✓ Provides more predictable healthcare expenses

✓ Flexible provider choice


Prescription Drug Plans (Part D)

✓ Covers prescription medication costs

✓ Available for those with Medicare Part A and/or B

✓ Various plans to fit different needs and budgets

Learn more
A young woman is talking to an older woman in a wheelchair.

LONG TERM CARE

Individual Long Term Care Plans

✓ Personalized coverage for individual needs

✓ Tailored support for long-term healthcare expenses


Joint Long Term Care Plans (Husband and Wife)

✓ Shared coverage options for couples

✓ Cost-effective plans designed to meet the needs of both partners

Learn more
A family is sitting on a couch playing with each other.

LIFE INSURANCE

Whole Life Insurance

✓ Lifetime coverage with cash value

✓ Fixed premiums 


Term Life Insurance

✓ Coverage for a set period

✓ Affordable premiums


Indexed Universal Life Insurance (IUL)

✓ Flexible premiums and benefits

✓ Growth linked to stock market index


Individual and Family Life Insurance Plans

✓ Custom coverage for individuals and families

✓ Ensures financial security for loved ones

Learn more
Explore Options
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Hello, I'm Tony L. Francis!

Medicare EXPERT

As a dedicated Medicare insurance agent, I am passionate about ensuring that everyone is thoroughly educated about their coverage options rather than simply being sold a product. Navigating the complexities of Medicare can be overwhelming, and too often, individuals end up with plans that don’t suit their needs or expectations. My mission is to guide you through this process with clarity and confidence, so you are well-prepared for any "Unexpected" events. 


When you work with me, you will:


  1. Understand Your Coverage: Know exactly what your plan includes and how it benefits you, eliminating any surprises.
  2. Be Involved in the Process: Your input is crucial, and I ensure you are an active participant in choosing the coverage that best fits your needs.
  3. Gain Peace of Mind: Feel secure knowing that you have the right coverage in place, ready to support you when the "Unexpected" happens.


I'll teach you about your ABC's and I'll do it as easy as 123... With my expertise and commitment, you can trust that your Medicare choices are well-informed and tailored to provide the protection and peace of mind you deserve.

MORE ABOUT TONY

Medicare Solutions

Focus on what matters most by having a fully customized plan that is best fit for you

At A.L. Francis & Associates, we're here to provide more than just insurance solutions – we're your trusted companions on the journey toward securing your future. With a friendly, caring approach, we take our responsibility to guide you through the complexities of Medicare and beyond seriously. Our compassionate team is not only knowledgeable but also dedicated to ensuring your peace of mind.


For our clients aged 55 and above, we offer more than just coverage; we offer the opportunity to leave a legacy, not a burden, for your loved ones. With us, you'll find reassurance, support, and the expertise needed to navigate the world of insurance with confidence.

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23+ years

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2,000+ Customers

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5 STARS ON GOOGLE

WHAT I DO

How I Help

Relationships Come First

I believe relationships come first, and I love creating connections through networking. I care deeply about your family and my own family and friends as well.

As we navigate through the process together, I'll offer comprehensive explanations of all available options, ensuring you select the plan that aligns perfectly with your needs and budget, leaving you feeling confident in your choice.

What I Do

I specialize in helping individuals navigate and understand their Medicare options, ensuring they choose the coverage that best fits their needs.

What to Expect

Expect a personalized journey with me, where I'll walk you through every step, ensuring clarity and confidence as we find the right Medicare, long term care, or life insurance plan that best suits your needs.

Who I Help

I help individuals and families, including those 65 or older and people with disabilities under 65 who may have End-Stage Renal Disease, find the right Medicare plans for their unique healthcare needs.

My Why

My purpose is to empower you with clear understanding of your medicare, long term care, and life insurance  benefits, involving you in the process and granting you peace of mind for any unforeseen events.

What Clients Say

STRAIGHT FROM GOOGLE

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